Terms of Use

Last updated on:  August 25, 2016

Beacon FSA Inc. as Financial Services Agent to Beacon Trust and a member of the Beacon Trust Group, appreciates your interest in the use of the beacontrust.ca website.

Acknowledgement and Acceptance of Terms of Use. These terms of use (the “Terms of Use“) are an agreement by and between Beacon FSA Inc. (“BFSA”, “we” and “us”) and you (“you”). The Terms of Use sets forth the terms and conditions of use of https://beacontrust.ca (the “Website”). By accessing, viewing, downloading or otherwise using the Website or any webpage or feature of the Website you agree to be bound by the Terms of Use and any other policies or agreements made part of the Terms of Use by reference, including without limitation, BFSA’s privacy notice (the “Privacy Notice”) and BFSA’s security policy (the “Security Policy”) as well as any new, different or additional terms, conditions, statements or policies which BFSA may establish from time to time.

IF YOU DO NOT AGREE TO THESE TERMS OF USE, THEN YOU MUST DISCONTINUE ACCESSING AND/OR USING THE WEBSITE. BFSA MAY MODIFY THESE TERMS OF USE AT ANY TIME IN ITS SOLE DISCRETION. Whenever we modify these terms of use, we will notify you by posting the new version on our Website. We invite you to periodically consult these terms of use for possible updates and changes.



You can view Beacon Trust’s Privacy Notice here , which is incorporated by reference. The Privacy Notice provides your rights and our responsibilities with regard to your personal information. We will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Notice.


You can view Beacon Trust’s Security Policy here, which is incorporated for reference.  The Security Policy provides our responsibilities with regard to your use of the Website.  We will not use your information in any way inconsistent with the purposes and limitations provided in the Security Policy.


Information on this site, including but not limited to text, graphics, images, downloadable content, and links to other Internet resources, (the “Site Information“) is protected under the copyright laws of Canada and other countries. Certain items of the Site Information may be the copyright of other third parties. Unless otherwise specified, the Site Information may not be copied, displayed, communicated, distributed, reproduced or republished, in any form, without advance express written consent.

No act of downloading or otherwise copying from the Website will transfer title to any software or material made available on or through the Website to you. Anything that you transmit to the Website becomes our property, may be used by us for any lawful purpose, and is further subject to disclosure as deemed appropriate by us, including to any legal or regulatory authority to which we are subject. We reserve all rights with respect to copyright and trade-mark ownership of all material made available on or through the Website, and will enforce such rights to the full extent of the law.


Trade-marks, logos and service marks displayed at the Website are registered or unregistered trade-marks of their respective owners including, without limitation, Beacon Trust, BFSA or its licensors. Nothing in these Terms of Use, or otherwise, shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trade-mark, logo or service mark at the Website.

Products and Services

All products and services referred to on this site are subject to the terms of the applicable agreement governing their use. These products and services are available only in Canada and only in those jurisdictions where they may be legally offered. Material contained on this site is for information purposes only and does not constitute or form any part of an offer or solicitation to anyone in any jurisdiction jurisdiction to buy or sell any of the securities referred to on this site nor should it or any part of it be relied upon in any way to form the basis or any agreements or arrangements. An offer can only be made through the current version of the applicable Beacon Trust Offering document and the appropriate exemption documents provided to prospective purchasers by an approved representative.

Information on Site is General Only

The Site Information is general only. It is not intended as specific investment, financial, legal, accounting or tax advice and you should not rely on it as such. The Site Information does not constitute the official version of Beacon Trust or BFSA’s disclosure documents and may not always be the most current. We may change the Site Information at any time. Information disclosed under the corporate and securities laws of those jurisdictions applicable to Beacon Trust or BFSA is not intended to be in any way qualified, amended, modified or supplemented by the information available in, through or on this site.

Tools on the Website are solely for your use, based on your input. By using this Website you agree that you will not follow any instruction, suggestion, step, list, or other content on this Website or any of its content posted elsewhere until you have appropriately consulted with a licensed professional who is unrelated to this site or its parent company in any way.

Availability of Beacon Trust Products and Services

The information provided by the Website is not to be construed as an offer or solicitation to sell or buy any investment or other product or service of Beacon Trust, BFSA or any third party to any individual or entity in any jurisdiction nor should it or any part of it be relied upon in any way to form the basis or any agreements or arrangements.

An offer can only be made through the current version of the applicable Beacon Trust Offering document and the appropriate exemption documents provided to prospective purchasers by an approved representative. Due to the technical and security risks inherent in the internet, and because the document you access may differ from the original depending on your browser software, the information set out on this site should not be used for the purpose of making investment decisions with respect to Beacon Trust’s securities.  If you are contemplating purchasing or trading any Beacon Trust securities, you should obtain printed copies of the documents you wish to review.

No Warranty

Though we make a reasonable effort to maintain the resources of this website, they will, from time to time, become out of date, be incorrect, erroneous, or otherwise inappropriate. Your use of the Website, including, without limitation, accessing any materials made available on or through the Website, is at your sole risk.  The Website is provided “as is” and without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law, including but not limited to the implied warranties or merchantability or fitness for a particular purpose or non-infringement.  We assume no responsibility for, and make no warranties that, functions contained at the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available will be free of viruses or other harmful components.  We will not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer or other property on account of your accessing or use of the Website.

Some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusion may not apply to you.

Liability Waiver

Beacon Trust, BFSA and its directors, officers, employees, contractors, shareholders, Third Party Service Providers or content providers will not be liable for any damages, losses or expenses (including direct, indirect, special, incidental, consequential or punitive damages) arising from the use or inability to use the Website or the Website information, or other related location (such as content feeds, links, emails, letters, documents, and other company products or correspondence) or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if such Beacon Trust or BFSA party, as is applicable, has been advised of the possibility of such damages, losses and expenses.

Some jurisdictions do not allow the limitation or exclusion of liability for consequential or incidental damages, so the above limitations or exclusions may not apply to you.

Linked Sites

Please note that certain links on the Website may take you to other websites. Links to other websites or other resources which are not created or controlled by Beacon Trust or BFSA (“Linked Sites”) are intended for convenience only. Linked Sites are wholly independent from Beacon Trust and BFSA and therefore Beacon Trust and BFSA have no control over any products, services, materials, or other information contained in or available through these third party websites. Therefore, access to any third party websites through the Website, regardless of whether the third party website is a Linked Site or not, is entirely at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive devices, programs. Beacon Trust and BFSA makes no representation or warranty regarding, nor endorses, any Linked Sites or the information appearing thereon or any of the products or services described thereon.

Applicable Law

The Website is administered by Beacon FSA Inc. from Burlington, Ontario, Canada and hosted by a Third Party Network Administrator. This agreement shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. You submit and attorn to the non-exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Website and/or these Terms of Use. All products and services provided by us are subject to the terms of the applicable agreements governing their use.


You may not assign any rights or obligations under the Terms of Use and any purported assignment shall be ineffective. BFSA may assign or delegate all rights and obligations under the BFSA Terms of Use without notice to you. The failure of BFSA to exercise or enforce any right or provision of the Terms of Use shall not operate as a waiver of such right or provision. The section titles in the Terms of Use are for convenience only and have no legal or contractual effect. If any provision of the Terms of Use is unlawful, void or unenforceable, that provision is deemed severable from the Terms of Use and does not affect the validity and enforceability of any remaining provisions.